Looking for a home
Apply for affordable housing
Home Choice Plus is the allocation and letting service for social housing developed by Malvern Hills District Council, in partnership with a number of other Local Authorities and Registered Social Landlords.
If you are registered with Home Choice Plus, you can bid for properties in the following local authority areas: Malvern Hills District Council, Bromsgrove District Council, Wychavon District Council, Wyre Forest District Council, Worcester City Council and Stratford on Avon District Council.
Properties are advertised and you can decide which accommodation you wish to be considered for by placing a bid.
Find out how to register:
To register, you will need to complete the online Home Choice Plus application form for your household.
- In Person
Download a Home Choice Plus application form.
Once completed, return the form to the Malvern, Tenbury or Upton libraries or any of the participating partners. All of these locations have free internet access available.
Affordable home ownership
We have compiled a list of affordable home ownership schemes, that are designed to make it more affordable for you to buy or rent a home to meet your needs. See below;
Rent to Buy: This option offers new build homes to rent for a pre-defined period of time with the expectation that you will buy a share of the property at the end of the rental period. Homes are available through a range of housing associations on assured shorthold tenancies with an affordable rent of 80% (or less) of market rents. Some of these schemes are marketed with different names, for example ‘Try Before You Buy’ or ‘Rent Save Buy.
Intermediate Rent: This option offers new build homes to rent at 80% (or less) of typical market rents. Homes are available through a range of housing associations on an assured shorthold tenancy, usually for an initial period of six months. This is reviewed regularly. The expectation is that the savings made on the reduced rent will be used towards a deposit to enable the purchase of a property at a later date.
Help to Buy is a government scheme providing a range of home ownership options designed to make it more affordable for you to buy a home. The local agent is called Help to Buy Midlands who cover the West and East Midlands and help people to get a foot on the property ladder, and guide them through the home buying options and processes.
Equity Loan Scheme is open to both first time buyers and existing homeowners. There is no income cap for applicants and you can buy a new-build property with a value of up to £600,000. The scheme helps you to buy your home with an equity loan of up to 20% of the full price of the property. You won't have to pay any interest charges on this loan for the first five years and you own 100% of your own home from the start.Shared Ownership scheme provides for you to get a foot on the property ladder but can’t afford to buy a home on the open market. It allows you to buy a share in a brand new leasehold property (either a house or an apartment) on a part buy/part rent basis and pay a subsidised rent on the part that you do not own. It is not just new properties that are available to buy under Shared Ownership. From time to time, properties that were originally sold under Shared Ownership become available for resale.
Social HomeBuy allows housing association and local authority tenants to buy their home on a shared ownership basis or outright, with the benefit of a discount. This scheme is open to housing association and council tenants whose landlord is participating in the scheme. Tenants usually buy their home on a shared ownership basis with a minimum share of 25 per cent, but you can also buy the property outright.
Discounted Market Sale or Fixed Equity – you buy your home at a discounted rate, usually up to 30% less of the market value and when you sell the property it will be sold at the same discounted percentage. To qualify for this type of property you will usually need to have a local connection to the area the property is in. Visit Home Choice Plus to view more properties.
Right to Buy is a government initiative enabling some housing associations and council tenants to purchase their existing home at a discounted rate. If you are eligible, the discount you get is dependant on how long you've been a tenant and the type of property you're buying (a flat or a house). In the first instance, to check eligibility, please contact your landlord directly and for more information please click on this link: www.righttobuy.communities.gov.uk or call the hotline on: 0300 123 0913.
Older Persons Shared Ownership (OPSO) are homes built for people over the age of 55 who may want to downsize to a smaller property or a home that is more suited to their needs. The scheme allows you to buy a share in a new home, ranging from 25% to 75% depending on what you can afford. The maximum share you can buy is 75%. If you purchase the maximum share of 75% you will pay no rent for the remaining 25%.
A route into shared ownership for people in receipt of Disability Living Allowance High or Middle Rate Care (under 60s) or Attendance Allowance (over 60s), together with other qualifying benefits is Home Ownership for People with Long-term Disabilities (HOLD). Applicants should be first time buyers or be defined as being in housing need, with a household income of less than £80,000 per year. For more advice visit: http://www.mysafehome.info/
If you are saving to buy your first home, you can save money into a Help to Buy ISA and the government will boost your savings by 25%. For every £200 you save, you can receive a government bonus of £50. The maximum bonus you can receive is £3,000.
For more information on eligibility criteria on the above schemes and to view availability in your area, please contact Help to Buy by visiting: www.helptobuymidlands.co.uk or call 03458 502050.
Affordable housing development
We provide affordable housing for the Malvern Hills district to meet the needs of those who are unable to afford to buy or rent housing that is generally available on the open market.
This normally takes the form of Housing Association houses and flats for social rent or purchase on shared ownership or fixed equity basis. We work with private developers, the Homes and Communities Agency and local Housing Associations to bring forward sites with new affordable homes that will meet the needs of the local community.
Housing needs survey
Malvern Hill district council undertakes rural housing needs surveys, to examine current and future housing needs. The surveys are completed by households in the selected parishes. Each survey provides valuable data that can aid in the planning of new housing developments and demonstrate the need for increased affordable housing.
|Martley Parish Housing Needs Survey||December 2017|